• Welcome to
    Premier Legacy
    Final Expense Solutions!

    With over 30 years of experience
    helping our clients; the agents.

  • Come grow
    with us!

    We're looking
    for new agents.

  • Let us tap
    into your potential!

    Let's win together
    in the Final Expense industry.

Dr. Ted Wilson Sr.
Founder and CEO of Universal Benefits

We're Working On Something

"The Champ is Here"

Honoring Excellence in Education!

In celebration of the invaluable contributions made by our women in leadership, we proudly highlight our esteemed Dean at our UBI University, Rene K.!

Rene plays a pivotal role in cultivating our agents, preparing them for success by showing step-by-step the UBI S.Y.S.T.E.M at our Final Expense University. Her commitment to excellence ensures that our graduates not only develop the skills needed for the final expense industry but that they are equipped to thrive in it.

During this special month of celebration, we express our heartfelt gratitude to Rene for her contributions to our UBI University!

We want to take a moment as we celebrate Women's History Month, to recognize the ongoing and incredible journey of Cynthia H.! For the past 15 years, her journey has been a testament to the power of perseverance and resilience in womanhood.

Cynthia is a wife, mother, glam-ma, businesswoman, philanthropist, a wearer of many hats.

Her agency (HIG) competes nationwide in the top 10 with Lincoln Heritage and she is the Leading Female Director here at UBI.

She's not only excelled in her roles but has also served as a beacon of empowerment, demonstrating what it means to lead with grace and determination.

Happy Women's History Month, and thank you for 15 amazing years of dedication!

Directors With UBI

Jessica Parker of TPG Universal Benefits

Cal & Renee Coakley Final Expense Success

Meet Our Dean of The Boot Camp Training Program

"1 Person Away"

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our method

We excel at serving the senior market with final expense insurance. Subscribe now to learn more.

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5 Step Agency Building System

5 Step Agency Building System

Our methodology provides each
potential agent with a roadmap
to success in our market.

Targeted Approach

Targeted Approach

Our targeted sales & recruiting
approach has been crafted and refined through years of growth & experience.

Success Building

Success Building

We build success through our
touchpoints. Through field training, telesales training, and
internal networking we strengthen our services.

Our Difference

Experience & Leadership Sets Us Apart

Do You Offer Training To Someone That Has Never Done This?

What Is Final Expense Insurance, And Who Is Our Target Market?

Many people die without life insurance and leave the burden on their family to pay for the funeral. We sell final expense life insurance policies designed to cover funeral costs. In most situations, we can insure almost anyone age 0-85. Most can qualify even with existing health conditions. Final expense insurance provides a valuable service to our community and the families of the people that need our help the most. Final Expense is about offering a product that everyone needs, educating our community on its importance, and helping families. There is no better feeling than providing a product and a service that assists people at one of the most difficult times in their life.

Do You Sell any Other Products?

Yes, however, we specialize in Final Expense. We also offer Life Insurance & Annuities and we welcome people that sell other products. Let's work together!

What Experience Is Required?

None! No Sales or Work Experience Required! We will train you regardless of experience.

We only require:

  • Positive Attitude
  • Competitive Nature
  • Good Work Ethic
  • Self-Starter
  • Self-Motivated
  • Trainable
  • Coachable

Must be willing to obtain insurance license.